When is it the correct time to sign up for the different types of Medicare coverage?

When is it the correct time to sign up for the different types of Medicare coverage?


2021 Medicare Advantage Plans: The 3 Biggest Changes – DailyCaring

You will get a wide variety of option when it comes to enrolling in the List of Medicare Advantage plans. The good news is that the enrollment in some people would be automatic while in some they will have to sign up for it. Therefore, it would be a good thing to know when it is the correct time to sign up.  When you will need to sign up for either Medicare Part A or B, you will have three options.  You can do it online, which is something many people fancy to do nowadays. You can also sign up through calling the Social Security number at 1-800-772-1213. You can also sign up in person at your local security office. Depending on the mode that will work for you, all the three methods will get the job done. 

What situations will Medicare enrollment be automatic?

The first situation will be when you are receiving the retirement benefits. For those people who are benefiting from Railroad Retirement Board or Social Security retirement benefits, they will automatically get enrolled in Medicare Part B and Medicare Part A.  You should also note that if you reside outside of the 50 United States, you will be automatically be enrolled in Medicare Part A. even so, you will have to manually sign up for Medicare Part B. 

The second situation that will engineer you to automaticallyCompare Medicare Advantage plans is when you are getting the disability benefits.  The plan will benefit those people who are under the 65 years of age, and are already benefiting from the Social Security Railroad Retirement Board. In this scenario, you will get automatically enrolled in Medicare Part a&Medicare Part B. However, there are certain exceptions when it comes to enrolling in this program. You will be barred from signing up automatically if you have end stage renal disease. Other conditions such as kidney transplant and dialysis will still qualify you for an automatic enrollment. If you Lou Gehrig’s disease, you will be automatically be enrolled into the Original Medicare. The good news is that the latter will happen the same month your disability benefits start. 

You should note that some people would not want to get enrolled into Medicare Part B. One of the reasons is that they could be already getting the Medicare Advantage plans for 2022 Part B benefits from another cover. You can follow the instruction that comes with the Medicare Part B card to cancel it. The latter will only happen if the cover for the Medicare Part B has not started.  If the cover has already started, you will still be able to stop it. In the latter situation, you will have to reach out to your Social Security and follow the instructions they will provide. It is important to note that you will get Medicare Part B late enrollment penalty, if you do not sign up during the period when you are eligible.  The latter is something that could increase your monthly premium payable. 


Alex Watson